Four Things Not to Say to the Insurance Company After an Accident in Texas

Hurt in an accident in Sugar Land or elsewhere in Southeast Texas? You can bring a personal injury claim against the negligent party to seek financial compensation for your damages. In most cases, the claim will be defended by an insurance company. Too many injured victims say things to insurance adjusters that undermine their own case. Here, our Sugar Land personal injury lawyer highlights four things that you should never say to an insurance company after an accident in Texas.

1.    “My Injuries are Not that Bad”

You have the right to seek compensation for the full extent of your injuries. Downplaying the severity of your injuries is a big mistake. Indeed, early minimization is effectively a gift to the insurer. Texas law allows recovery for future medical care and ongoing pain, but only if supported by evidence. Your words can undercut that proof before it exists. Let medical records speak for themselves. Do not speculate about your recovery or the severity of your injuries. Even seemingly innocuous statements like “I’m starting to feel better” could be used against you.  

2.    “I Think It Was My Fault Too”

In Texas, personal injury claims are based on fault. A comparative negligence standard is used to apportion liability. If you admit or accept any amount of blame for your own accident, that could take money out of your pocket. The insurance company would be more than happy to use your words against you in the personal injury claims process. You are not required to assign fault, and you should not guess.

3.    “We Should Settle this Case as Soon as Possible”

What is wrong with being eager to settle the case? In theory, nothing. However, if the insurance company knows that you want a fast settlement, they will likely try to pressure you into taking less than full and fair financial compensation. Speed benefits the insurer, not the injured victim. Early settlement pressure signals financial vulnerability and low resistance. Insurers often make quick offers before the full scope of injuries, wage loss, and future care is known. It is best to take a patient approach, especially after a serious accident.

4.    “I’m Not Going to Hire an Attorney” 

Personal injury claims are complicated. It is imperative that you have a strong, experienced attorney on your side. This type of statement immediately removes pressure from the insurer. They do not want you to be represented by an attorney. Adjusters track representation status and adjust strategy accordingly. Unrepresented claimants face lower offers and stricter scrutiny. Texas personal injury claims involve deadlines, proof burdens, and, at times, challenging negotiations. 

Set Up a Free Consultation With Our Sugar Land Personal Injury Lawyer Today

At Henrietta Ezeoke Law Firm, our Sugar Land personal injury attorney is an aggressive advocate for justice.  If you or your loved one was hurt in a bad accident, we are here to help. Please call us now or contact us online for a free, no obligation case review. With an office in Missouri City, we represent injured victims in Sugar Land, Houston, and throughout Southeast Texas.